Table of Contents
- Have a unique risk? Let's talk.
- Professional E&O
- Architects & Engineers
- Contractors
- Tech E&O
- Insurance Agents & Brokers
- Miscellaneous Professional Liability
- Medical
- Ambulatory Surgery Centers
- Clinical Trials
- Medical Spas
- Home Health Care
- Physicians, Surgeons & Dentists
- Virtual Care
- Have a unique risk? Let's talk.
GOOD Fit
- Complexity- or hazard-driven E&S placements
- Both experienced and emerging professional firms
- Explainable claims history with context
- Need for flexible, manuscript, or excess coverage
NOT a Fit
- Commodity risk suited for standard markets
- Unexplainable or problematic claims history
- Price-driven submissions without coverage need
Have a unique risk? Let's talk.
Even if a class appears ineligible, we encourage you to connect with your Underwriter. We review each submission individually and may be able to accommodate unique circumstances
Professional E&O
Architects & Engineers
GOOD Fit
- Architects
- Construction Management
- Engineers - Civil, Structural, Geotechnical, Landscape, Geotechnical, Mechanical, HVAC, Environmental, Electrical
- Fire Sprinkler/Alarm System Design
- Industrial Machinery & 3rd Party Product Design
- Landscape Architects
- Land Surveyor
- Safety Consultants on Construction Projects
Not a Fit
- At-Risk Construction Managers Performing Residential work
Did you know?
Admiral's specialized claims team brings deep construction and legal expertise to complex A&E and Contractors claims - backed by our industry recognized CGL construction claims capabilities.
View additional details about coverage in our Architects & Engineers Policy Highlights
Contractors
GOOD Fit
- Commercial Projects
- At-Risk Construction Managers
- General Contractors
- Design & Build & General Contractors
- Machinery & Equipment Service/Repair
- Metal Erection Including structural and welding/cutting.
- Artisan Contractors (commercial & residential)
- Carpenters, Electricians, HVAC, Masonry, and other Specialty Trades
Maybe a Fit
- Traffic, Street & Road Control
- Directional Drilling
- Fire Suppression
- Roofers
Coverage Modules May Include
- Traffic, Street & Road Control
- Directional Drilling
- Fire Suppression
- Roofers
Not a Fit
- Aerospace Manufacturing
- Asbestos or Mold Remediation
- Automotive Manufacturing
- Biofuel Plants
- EIFS/Synthetic Stucco – Exterior Insulation and Finish System
- Environmental Remediation / Superfund Sites
- House lifting / jacking / moving
- Mining Contractor
- Nuclear Contractor
- Oil & gas pipeline / Petroleum contractors
- Nuclear Facilities
- Petrochemical / Refineries
- Residential General Contractors and / or Home Builders in Florida, South Carolina, or coastal areas
- Security, janitorial or ready-mix contractors
- Superfund / Pollution
- Trampoline Park Contractors
- Tunneling – Boring
- Underground storage tank or above ground storage tank installation, repair, service or removal contractors
- Wet Marine – Dredging
- Zip Line Contractors
Tech E&O
GOOD Fit
- AI, Generative, AI, Machine Learning Software Provider
- Application Service Provider
- Custom Software Development and Licensing
- Hardware & Software Installation & Integration
- Managed Service Provider
- Network Security Consulting & Security audits
- SaaS – Software as a Service provider
- Technology Staffing
- Payment Processors
- Value-Added resellers of Hardware & Software
NOT a Fit
- Crypto Currencies & Exchanges
- Financial Trading Software
- Mobile Wallets
- Stand-Alone Cyber
- Streaming Media
Did you know?
With 30+ built‑in enhancements and optional endorsements, our robust form delivers customizable coverage for a wide range of risks.
View additional details about coverage in our Tech E&O Policy Highlights.
Insurance Agents & Brokers
GOOD Fit
- Experienced and sophisticated agencies
- General P&C Agents & Brokers
- Brokers specializing in:
- Aviation
- Crop
- Medical Malpractice
- Wind and catastrophe exposed risks
- Life, Accident & Health Agents
- Independent Marketing Organizations (IMOs)
- MGAs / MGUs with proven expertise
- TPAs (P&C and benefits)
- Reinsurance Intermediaries with demonstrated capacity
management - Brokers moving into the E&S market due to:
- Explainable loss activity
- Higher hazard placements
- Specialized lines expertise
NOT a Fit
- Insurance carriers, fronting programs or any risk bearing entity
- Life, accident & health agents & brokers working with high net worth (individuals over $5M)
- Start-up entities or newly licensed agents without significant prior proven & related experience
- Structured settlement brokers
- Viatical settlement brokers
Miscellaneous Professional Liability
Admiral performs well on E&S Miscellaneous Professional Liability risks where:
- Competition is limited
- The risk profile is non-standard or nuanced
- Creativity and underwriting judgment are required
GOOD Fit
- Actuaries
- Appraisers
- Auctioneers
- Claim Adjusters
- Energy Brokers
- Mortgage Brokers
- Regulatory Consultants
- Employment / Staffing Firms
- Research & Development Consultants
- Testing Laboratories (non cannabis)
NOT a Fit
- Accountants
- Political lobbyists
- Financial institutions
- Investment advising
- Entertainment & sports agents
- Cannabis and Communicable disease testing labs
Medical
Ambulatory Surgery Centers
GOOD Fit
- Bariatric Surgeries
- Cardiac & Thoracic Procedures
- Cosmetic & Plastic Surgery
- Endoscopy/Colonoscopy
- General Surgery
- Ophthalmological Procedures
- Overnight Beds
- Pain Management Procedures
- Podiatry
Clinical Trials
GOOD Fit
- Cardiac Health
- Devices including Implantable and Invasive
- Pediatric
- Phase I – IV trials
- Preventative Medicine
- Psychiatric
- Surgical Techniques and Treatments
- Topical Skin Care Treatments
- Vaccinations
- Weight Loss
Medical Spas
GOOD Fit
- Beauty and Day Spa Services
- Botox Injectables and Dermal Fillers
- Cosmetic Surgeries
- Facial Microdermabrasion and Chemical Peels
- Fat Reduction
- Liposuction Laser, Lipodissolve and Liposhape
- Massage Therapy and Body Treatments
- Non-Surgical Weight Loss Services
- Pellet Insertions
Home Health Care
GOOD Fit
- Daily Activities Care
- Hospice Care
- Infusion Therapy
- In-Home Cancer Treatment
- Pediatric Care
- Personal & Companion Care
- Physical/Occupational Speech Therapy
- Skilled Care
- Social Work Care
- Staffing
NOT a Fit
- Long Term Care
- Nursing Homes
Physicians, Surgeons & Dentists
GOOD Fit
- Aesthetic Procedures
- Alternative Medicine
- Clinical Investigators
- Hard-to-place Physicians, Surgeons, and Dentists
- Moonlighting Services
- Physicians Performing IME or Consulting Work
- Standalone Medical Director
- Telemedicine
- Other Non-Direct Patient Care or Treatment Exposures
- Expert Witness
- MMJ Evaluations
Not a Fit
- Neurosurgeons
- OB / GYNs Physicians in Kansas, New York, and
- Wisconsin
Did you know?
With 30+ built‑in enhancements and optional endorsements, our robust form delivers customizable coverage for a wide range of risks.
Virtual Care
Admiral offers Professional Liability solutions for modern healthcare and professional service models operating outside traditional brick and mortar frameworks.
Target Risks
- Non-invasive virtual care models
- Technology enabled professional services
- Emerging delivery models requiring E&S flexibility
GOOD Fit
- Custom healthcare software development & licensing
- Teleradiology services
- Remote patient monitoring technology
View additional details about coverage in our Virtual Care Policy Highlights
Have a unique risk? Let's talk.
Even if a class appears ineligible, we encourage you to connect with your Underwriter. We review each submission individually and may be able to accommodate unique circumstances