Our newly enhanced form provides over 30 distinct built in enhancements, as well as optional endorsements to tailor to the needs of each specific risk.
What’s at Risk
Failing to understand the specific exposures in this rapidly growing and emerging market for Ambulatory Surgery Centers, leaving Surgery Centers defenseless as a result of coverage gaps.
Our Solution
Admiral’s extensive and unique coverage tailored specifically for Ambulatory Surgery Centers. Our national wholesale broker experts who can assist retail agents, and their customers, with the exact coverages needed.
Ambulatory Surgery Center Coverage
Learn more about Admiral’s Ambulatory Surgery Center coverage, including coverage capabilities and sample classes.
Coverage Capabilities
- Primary and Follow Form Excess coverage:
- $5M each claim/$10M Aggregate Limits
- Professional Liability Claims Made & Reported Coverage with Incident Reporting
Sample Classes
- Bariatric Surgeries
- Cardiac & Thoracic Procedures
- Cosmetic & Plastic Surgery
- Endoscopy/Colonoscopy
- General Surgery
- Ophthalmological Procedures
- Overnight Beds
- Pain Management Procedures
- Podiatry
Loss Control and Risk Management Services
Provided by OmniSure Consulting Group
- Professional guidance through confidential helpline support and telephonic consultation
- Complimentary access to ProPLUS level membership to OmniSure’s RiskFit® program
- Quick tip videos, toolkits, and eRisk alerts to keep you on top of emerging risks
Download the Ambulatory Surgery Centers Coverage Brochure
Frequently Asked Questions
What makes ambulatory surgery centers (ASC) a strong fit for E&S placement?
Ambulatory Surgery Centers (ASC) make a strong fit for E&S placement because they often involve:
- specialized procedures,
- evolving technologies,
- and varied staffing models.
Some of which may fall outside admitted carrier appetite where as the E&S market allows for tailored forms and broad enhancements to meet ASC‑specific exposures.
Does Admiral offer enhancements specific to ASCs?
Yes, Admiral offers enhancements specific to ASCs that are embedded into the base form, they include:
- Sexual Abuse,
- HIPAA,
- Network Security,
- License Defense,
The majority of accounts also benefit from up to $1M in defense outside the limits. Admiral also offers the ability to schedule physicians for direct patient care in most states.
Do ASCs need to provide detailed staffing and credentialing information?
Yes. Detailed staffing, credentialing, and provider information is essential for underwriting ASC risks, as coverage and pricing are closely tied to who is performing procedures and the scope of services offered.
Are employed physicians, surgeons, and staff covered under the ASC policy?
Yes. The policy’s broad Definition of Insured automatically extends coverage to most ASC staff, including the Medical Director in their administrative role, helping reduce potential coverage gaps.
In addition, employed physicians, surgeons, and certified registered nurse anesthetists (CRNAs) may be scheduled for direct patient care coverage in most states, which provides a streamlined solution under a single program. As part of the underwriting process, the provider licensure and claims history are reviewed to ensure appropriate risk alignment.
Are higher‑risk procedures eligible for coverage through Admiral?
Higher‑risk procedures may be considered on a case-by-case basis, subject to underwriting review. Admiral maintains a broad appetite to support insureds as their procedural mix and surgical offerings evolve over time