Health, Nutrition, and Lifestyle

Admiral provides coverage to the Dietary Supplements industry while navigating the challenging regulatory environment of an industry exceeding $40 billion dollars in U.S. retail sales.

THE RISK — A complex regulatory environment and broad range of exposures face U.S. Manufacturers, Contract Manufacturers, Distributors, Retailers and Wholesalers.

THE SOLUTION — Admiral’s nutraceutical insurance program offers some of the most comprehensive coverages available on the market. Working with our team of experienced underwriters, we can help you solve your Health, Nutrition and Lifestyle coverage needs.

COVERAGE CAPACITY

Policy Form ISO CGL Claims Made General Liability Coverage
Up to 5M Primary limits with additional excess limits available
Products Bodily Injury Coverage Arising Out Of Mold & Silica
Very Limited Ingredient Restriction List
Additional Insured Coverage For Vendors And Trade Show Sponsors
Serious Adverse Event [SAE] Schedule Endorsement Option
- Bridges The Definition Gap Between The FDA Definition Of An SAE And The Policy Definition Of Occurrence
- Bridges The Reporting Gap Between Mandatory FDA Reporting & The Policy Occurrence Reporting Condition
True Worldwide Coverage
Extended Claims Reporting Period – 3 Years
Government Mandated Recall Coverage
Prop 65 Coverage
Primary/Non-Contributory Coverage
Swing Premium and Audit Waiver Endorsement
Cyber/Data Breach Coverage
Additional Insured Coverage for Managers or Lessors of Premises
Additional Insured Coverage for Lessor of Leased Equipment
Professional Liability for Product Design, Formulation & Labeling
Waiver of Subrogation for Vendors

SAMPLE CLASSES

Animal/Vet Products
Binding Ingredients: Whey & Soy
Botanicals
Bulk Ingredient Supplier
Cannabidiol (CBD)
Cosmetics/Make Up
Energy Drinks
Enzymes
Essential Oils
Extracts
Fillers
Food Products
Foods With Additives
Fruit Juice
Hemp Products
Herbals
Lotions
Minerals
Probiotics
Protein Bars
Scented Candles
Skin Care Products
Sports Nutrition
Vitamins
Weight Loss Products

Contact The HNL Team Today!

Submissions: hnlsubs@admiralins.com

Lindy Gardner: 206-802-3043

Lindy Weitz: 206-802-3049

Andrea Dunn: 856-354-8909

Christine Gullikson: 512-721-2439

Erlisa King: 312-705-1130

Tony Petaccio: 856-505-8016

Download the Health, Nutrition, and Lifestyle Brochure

If you would like the Health, Nutrition & Lifestyle Brochure customized with your information and logo, fill out the Personalized Brochure Request form today!

“Your clients count on you... You can count on Admiral!”