Admiral provides coverage to the Dietary Supplements industry while navigating the challenging regulatory environment of an industry exceeding $40 billion dollars in US retail sales.
What’s at Risk
The health, nutrition, and lifestyle industry is a competitive one. It’s lucrative growth and low barriers to entry make it a competitive place for even the most unique of companies. With the fierce competition and ever-stricter regulations, one claim or incident without insurance could be permanently detrimental to a company’s business and operations.
Our Solution
Admiral’s Health, Nutrition, and Lifestyle Underwriting team develops some of the most comprehensive coverages for companies in the health, nutrition, and lifestyle industry. Our dedicated team is a national group of experienced professionals whose memberships in the National Products Association and the American Herbal Products Association keep them abreast of the industry news and trends.
Health, Nutrition, and Lifestyle Coverage
Learn more about Admiral’s Health, Nutrition, and Lifestyle coverage, including coverage capabilities and sample classes.
Coverage Capabilities
- Policy form ISO CGL claims made general liability coverage
- True worldwide coverage
- Maximum limits of $10M/$10M/$10M
- Phase I & Phase II Clinical Trials – $100K/$300K Sublimit [Max Limit $1M]
- Defense outside & capped
- Products bodily injury coverage arising out of mold & silica
- Limited ingredient restriction list
- Additional insured coverage for vendors & tradeshow sponsors
- Serious Adverse Events (SAE) schedule endorsement option (Bridges reporting and definition gaps)
- Extended claims reporting period: up to 5 years
- Government mandated recall coverage
- Prop 65 coverage
- Primary/non-contributory coverage
- Cyber/data breach coverage
- Additional insured coverage for managers or lessors of premises
- Additional insured coverage for lessor of leased equipment
- Waiver of Subrogation for vendors
- Policy form ISO CGL claims made general liability coverage
- True worldwide coverage
- Maximum limits of $10M/$10M/$10M
- Phase I & Phase II Clinical Trials – $100K/$300K Sublimit [Max Limit $1M]
- Defense outside & capped
- Products bodily injury coverage arising out of mold & silica
- Limited ingredient restriction list
- Additional insured coverage for vendors & tradeshow sponsors
- Serious Adverse Events (SAE) schedule endorsement option (Bridges reporting and definition gaps)
- Extended claims reporting period: up to 5 years
- Government mandated recall coverage
- Prop 65 coverage
- Primary/non-contributory coverage
- Cyber/data breach coverage
- Additional insured coverage for managers or lessors of premises
- Additional insured coverage for lessor of leased equipment
- Waiver of Subrogation for vendors
Admiral Health, Nutrition, and Lifestyle Hit List
Get an edge in the market! Check out our Health, Nutrition, and Lifestyle Hit List to see our recently written accounts!
Sample Classes
- Animal/vet products
- Binding ingredients
- Botanicals
- Bulk ingredient supplier
- Cannabinoids (CBD, CBC, CBN, CBG, Hemp/DeltaTHC)
- Class I Medical Devices
- Class II Medical Devices
- Cosmetics/makeup
- Energy drinks
- Enzymes
- Essential Oils
- Extracts
- Fillers
- Functional mushrooms
- Hemp products
- Hemp/CBD farmers, growers, extractors, processors
- Herbals
- Lotions
- Minerals
- Probiotics
- Product manufacturers, retailers, wholesalers
- Protein bars
- Scented candles
- Skincare products
- Sports nutrition: weight loss, muscle building
- Super foods
- Vitamins
- Weight loss products
Sample Classes
- Animal/vet products
- Binding ingredients
- Botanicals
- Bulk ingredient supplier
- Cannabinoids (CBD, CBC, CBN, CBG, Hemp/DeltaTHC)
- Class I Medical Devices
- Class II Medical Devices
- Cosmetics/makeup
- Energy drinks
- Enzymes
- Essential Oils
- Extracts
- Fillers
- Functional mushrooms
- Hemp products
- Hemp/CBD farmers, growers, extractors, processors
- Herbals
- Lotions
- Minerals
- Probiotics
- Product manufacturers, retailers, wholesalers
- Protein bars
- Scented candles
- Skincare products
- Sports nutrition: weight loss, muscle building
- Super foods
- Vitamins
- Weight loss products
Learn more about the Health, Nutrition, and Lifestyle team
Download the Health, Nutrition, and Lifestyle Brochure
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