Health, Nutrition, and Lifestyle

Admiral provides coverage to the Dietary Supplements industry while navigating the challenging regulatory environment of an industry exceeding $40 billion dollars in U.S. retail sales.

THE RISK — A complex regulatory environment and broad range of exposures face U.S. Manufacturers, Contract Manufacturers, Distributors, Retailers and Wholesalers.

THE SOLUTION — Admiral’s nutraceutical insurance program offers some of the most comprehensive coverages available on the market. Working with our team of experienced underwriters, we can help you solve your Health, Nutrition and Lifestyle coverage needs.

COVERAGE CAPACITY

  • Policy Form ISO CGL Claims Made General Liability Coverage
  • Up to 5M Primary limits with additional excess limits available
  • Products Bodily Injury Coverage Arising Out Of Mold & Silica
  • Very Limited Ingredient Restriction List
  • Additional Insured Coverage For Vendors And Trade Show Sponsors
  • Serious Adverse Event [SAE] Schedule Endorsement Option
    • Bridges The Definition Gap Between The FDA Definition Of An SAE And The Policy Definition Of Occurrence
    • Bridges The Reporting Gap Between Mandatory FDA Reporting & The Policy Occurrence Reporting Condition
  • True Worldwide Coverage
  • Extended Claims Reporting Period – 3 Years
  • Government Mandated Recall Coverage
  • Prop 65 Coverage
  • Primary/Non-Contributory Coverage
  • Swing Premium and Audit Waiver Endorsement
  • Cyber/Data Breach Coverage
  • Additional Insured Coverage for Managers or Lessors of Premises
  • Additional Insured Coverage for Lessor of Leased Equipment
  • Professional Liability for Product Design, Formulation & Labeling
  • Waiver of Subrogation for Vendors

SAMPLE CLASSES

  • Animal/Vet Products
  • Binding Ingredients: Whey & Soy
  • Botanicals
  • Bulk Ingredient Supplier
  • Cannabidiol (CBD)
  • Cosmetics/Make Up
  • Energy Drinks
  • Enzymes
  • Essential Oils
  • Extracts
  • Fillers
  • Food Products
  • Foods With Additives
  • Fruit Juice
  • Hemp Products
  • Herbals
  • Lotions
  • Minerals
  • Probiotics
  • Protein Bars
  • Scented Candles
  • Skin Care Products
  • Sports Nutrition
  • Vitamins
  • Weight Loss Products

Contact The HNL Team Today!

Submissions: hnlsubs@admiralins.com


Lindy Gardner: 206-802-3043

Lindy Weitz: 206-802-3049

Andrea Dunn: 856-354-8909

Christine Gullikson: 512-721-2439

Download the Health, Nutrition, and Lifestyle Brochure



If you would like the Health, Nutrition & Lifestyle Brochure customized with your information and logo, fill out the Personalized Brochure Request form today!

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