Contractors Professional Liability

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General Contractors, Artisan Contractors, and At-Risk Construction Managers require coverage that is tailored to their specialties while also bridging the gaps of their General Liability coverage.

What's at Risk

The complexities of responsibilities and project delivery methods of design and construction firms increases the need for specialized coverage. Today’s contractors face professional risks related to design, delivery and hiring of subcontractors, as well as potential pollution liability resulting from their construction activities. All while also navigating potential faulty workmanship gaps in General Liability coverage.

Our Solution

Admiral Contractors Professional Liability is a modular policy form tailored specifically to General Contractors, Artisan Contractors and At-Risk Construction Management firms. Our a-la-carte solution offers a unique approach to our policyholders’ needs.

Contractors Professional Coverage Details

Coverage Capabilities

  • Limits of liability up to $3M (Flexible deductibles)
  • 80/20 Hammer
  • Waiver of Subrogation
  • Broad definition of Professional Services
  • Innocent Insured and Final Adjudication
  • Blanket AI – Pollution
  • Multi-year extended reporting period options
  • Coverage options include:
    • Professional Liability
    • Contractor Pollution
    • Cyber Liability
    • Media Liability
    • Faulty workmanship
    • Protective indemnity
  • Supplementary coverages: Pre-Claim assistance, Admin Actions, Disciplinary Proceeding, Rectification, Subpoena, Court Attendance, Emergency Pollution Response, Crisis Management

Sample Classes

We are only considering commercial risks

  • General Contractors
    • Design and Build Contractors, General Contractors
  • Artisan Contractors
    • Carpenters, Electricians, HVAC, Masonry, and other Specialty Trades
  • At-Risk Construction Managers

Risk Management & Loss Control Support

Provided by SmartRisk

  • Free For All Policy Holders
  • Pre-Claim Assistance
  • Contract Review Services
  • Online Risk Management Resource Center
  • Newsletters, Alerts & Webinars

Download the Contractors Professional Brochure Today!



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