Hemp & CBD

Admiral provides coverage for companies in the hemp and CBD industry. We know the industry is expanding and changing all the time, with regulatory requirements and exposures that can be challenging. Our coverage is customized to meet the unique needs of the hemp and CBD industry.

What's at Risk

Whether your client is a US manufacturer, contract manufacturer, distributor, retailer or wholesaler in the hemp and CBD industry, they are tasked with mitigating significant risks in an environment of stringent business regulations. Any incident without the right coverage and your client’s business and operation might never recover.

Our Solution

Our specialized Health, Nutrition and Lifestyle (HNL) Team stretches across the nation and consists of experts in the field whose memberships in the National Products Association and the American Herbal Products Association keep them up-to-date on the trends and innovations that matter. Through this team, we deliver comprehensive coverage that protects your clients.

Hemp & CBD Coverage Solutions

Coverage Capabilities

  • Maximum limits of $5M/$5M/$5M primary limits or 1/2/2 primary limits with excess up to $10M
  • Minimum premium of $5,000
  • True worldwide coverage
  • Products bodily injury coverage arising out of mold and silica
  • Very limited ingredient restriction list
  • Claims-made
  • Additional insured coverage for vendors and trade show sponsors
  • CGL with Admiral Health, Nutrition, & Lifestyle endorsement for additional coverages:
    • Swing premium and audit waiver endorsement
    • Prop 65 coverage
    • Cyber/data breach coverage
    • Professional liability for product design, formulation and labeling

Sample Classes

  • Pet care products
  • Hemp farms
  • Oils or lotions
  • Hemp infused beverages
  • Protein supplements
  • Extracts or isolates
  • Foods with additives
  • Manufacturers/distributors
  • Retailers/wholesalers

Excluded Exposures

  • Prescription products
  • Nicotine products
  • Liquor liability
  • CBD or hemp products from an unlicensed grower
  • Products with more than 0.3% THC/Cannabis products (subject to cannabis underwriting guidelines)

Contact the HNL Team Today!

Send your submissions to: [email protected]

Lindy Gardner

VP, Underwriting – HNL
[email protected]
206.802.3043

Erlisa King

Senior Underwriter
[email protected]
312.705.1130

Andrea Dunn

Underwriter
[email protected]
856.354.8909

Lindy Weitz

Underwriter
[email protected]
206.802.3049

Christine Gullikson

Associate Underwriter
[email protected]
512.721.2439

Tony Petaccio

Underwriter
[email protected]
856.505.8016

Download the Admiral Hemp & CBD Brochure Today!



If you would like the Admiral Hemp & CBD Brochure personalized with your information and logo fill out the Personalized Brochure Request form today!

The partnership you want, the advantage you need.