Hemp & CBD

Admiral provides coverage for companies in the hemp and CBD industry. We know the industry is expanding and changing all the time, with regulatory requirements and exposures that can be challenging. Our coverage is customized to meet the unique needs of the hemp and CBD industry.

What's at Risk

Whether your client is a US manufacturer, contract manufacturer, distributor, retailer or wholesaler in the hemp and CBD industry, they are tasked with mitigating significant risks in an environment of stringent business regulations. Any incident without the right coverage and your client’s business and operation might never recover.

Our Solution

Our specialized Health, Nutrition and Lifestyle (HNL) Team stretches across the nation and consists of experts in the field whose memberships in the National Products Association and the American Herbal Products Association keep them up-to-date on the trends and innovations that matter. Through this team, we deliver comprehensive coverage that protects your clients.

Hemp & CBD Coverage Solutions

Coverage Capabilities

  • Maximum limits of $5M/$5M/$5M primary limits or $1M/$2M/$2M primary limits with excess up to $10M
  • Defense outside and capped
  • True worldwide coverage
  • Products bodily injury coverage arising out of mold and silica
  • Very limited ingredient restriction list
  • Claims-made
  • Additional insured coverage for vendors and trade show sponsors
  • CGL with Admiral Health, Nutrition, & Lifestyle endorsement for additional coverages:
    • Prop 65 coverage
    • Cyber/data breach coverage

Sample Classes

  • Pet care products
  • Hemp farms/growers
  • Oils or lotions
  • Hemp infused beverages
  • Protein supplements
  • Extracts or isolates
  • Foods with additives
  • Manufacturers/distributors
  • Retailers/wholesalers
  • Extractors/processors
  • Vertically Integrated
  • Cannabinoids (CBD, CBC, CBN, CBG, Hemp/Delta THC)
  • Extractors/processors

Excluded Exposures

  • Prescription products
  • Nicotine products
  • Liquor liability
  • CBD or hemp products from an unlicensed grower
  • Products with more than 0.3% THC/Cannabis products (subject to cannabis underwriting guidelines)

Contact the HNL Team Today!

Send your submissions to: [email protected]

Lindy Gardner

VP, Underwriting – HNL
[email protected]

Erlisa King

Team Leader, Underwriting
[email protected]

Katie Wahl

Senior Underwriter
[email protected]

Lindy Weitz

Senior Underwriter
[email protected]

Christine Gullikson

Senior Underwriter
[email protected]

Ambra Hendrix

Senior Underwriter
[email protected]

Tammy Brock

Senior Underwriter
[email protected]

Download the Health, Nutrition, and Lifestyle Brochure

If you would like the Health, Nutrition & Lifestyle Brochure customized with your information and logo, fill out the Personalized Brochure Request form today!

The partnership you want, the advantage you need.