Whether your client is a US manufacturer, contract manufacturer, distributor, retailer or wholesaler in the hemp and CBD industry, they are tasked with mitigating significant risks in an environment of stringent business regulations. Any incident without the right coverage and your client’s business and operation might never recover.
Admiral provides coverage for companies in the hemp and CBD industry. We know the industry is expanding and changing all the time, with regulatory requirements and exposures that can be challenging. Our coverage is customized to meet the unique needs of the hemp and CBD industry.
What's at Risk
Our Solution
Our specialized Health, Nutrition and Lifestyle (HNL) Team stretches across the nation and consists of experts in the field whose memberships in the National Products Association and the American Herbal Products Association keep them up-to-date on the trends and innovations that matter. Through this team, we deliver comprehensive coverage that protects your clients.
Hemp & CBD Coverage Solutions
Coverage Capabilities
- Maximum limits of $5M/$5M/$5M primary limits or $1M/$2M/$2M primary limits with excess up to $10M
- Defense outside and capped
- True worldwide coverage
- Products bodily injury coverage arising out of mold and silica
- Very limited ingredient restriction list
- Claims-made
- Additional insured coverage for vendors and trade show sponsors
- CGL with Admiral Health, Nutrition, & Lifestyle endorsement for additional coverages:
- Prop 65 coverage
- Cyber/data breach coverage
Sample Classes
- Pet care products
- Hemp farms/growers
- Oils or lotions
- Hemp infused beverages
- Protein supplements
- Extracts or isolates
- Foods with additives
- Manufacturers/distributors
- Retailers/wholesalers
- Extractors/processors
- Vertically Integrated
- Other cannabinoids (CBC, CBN, CBG)
- Extractors/processors
Excluded Exposures
- Prescription products
- Nicotine products
- Liquor liability
- CBD or hemp products from an unlicensed grower
- Products with more than 0.3% THC/Cannabis products (subject to cannabis underwriting guidelines)
Lindy Gardner
VP, Underwriting – HNL
[email protected]
206.802.3043
Erlisa King
Team Leader, Underwriting
[email protected]
312.705.1130
Katie Wahl
Senior Underwriter
[email protected]
512.652.5610
Lindy Weitz
Senior Underwriter
[email protected]
206.802.3049
Christine Gullikson
Senior Underwriter
[email protected]
512.721.2439
Ambra Hendrix
Senior Underwriter
[email protected]
312.705.7738
Tammy Brock
Senior Underwriter
[email protected]
512.634.4820
Download the Health, Nutrition, and Lifestyle Brochure
If you would like the Health, Nutrition & Lifestyle Brochure customized with your information and logo, fill out the Personalized Brochure Request form today!