Admiral provides Medical Professional Liability insurance for a ride range of medical professionals and facilities.
Ambulatory Surgery Centers
Admiral Insurance is proud to offer our comprehensive Medical coverage to Ambulatory Surgery Centers, regardless of their specialty. Our newly enhanced form provides over 30 distinct built-in enhancements, as well as optional endorsements to meet the coverage needs of each client.
Clinical Trials
Admiral covers Clinical Research Organizations in all phases and for all types of drugs and devices. We have enhanced our policy to include clinical investigators and offer first dollar of defense. We offer a modular policy, and specifically target clinical research, including those under contract with drug and device manufacturers.
Loss Control and Risk Management Services
Provided by OmniSure Consulting Group
- Professional guidance through confidential helpline support and telephonic consultation
- Complimentary access to ProPLUS level membership to OmniSure’s RiskFit® program
- Quick tip videos, toolkits, and eRisk alerts to keep you on top of emerging risks
Medical Spas
Admiral Insurance is proud to offer our AdmiralPro™ Med coverage to medical spas. Admiral has 30 years of experience providing policies used by medical spas that specialize in anti-aging, health, wellness and aesthetic procedures and we’ve seen how the industry only continues to grow. Our AdmiralPro™ Med policy meets all the coverage requirements for medical spas.
Home Health Care
Admiral Insurance offers insurance coverage for home health care professionals. We offer a modular policy so that you can give your home health care clients the flexibility they need to protect themselves from the specific risks and exposures of their industry.
Physicians
Admiral’s extensive and unique coverage is tailored specifically for Physicians whether their practice is standard or a more complicated situation.
Miscellaneous Medical
Admiral’s comprehensive coverage was developed exclusively for the unique needs of healthcare facilities and medical organizations. Our modular policy form for Miscellaneous Medical allows us to tailor coverage to your client’s needs. For over 30 years our underwriting and claims experience has responded and adapted to the unique and changing needs of healthcare facilities and medical organizations.
Virtual Care
Admiral’s Professional Liability department is continuing to deliver unique solutions to the insurance marketplace by adding a new Virtual Care insurance policy to its lineup of specialty professional and excess liability products. This coverage is made available exclusively by our national network of wholesale brokers.
Related Blog
Protect virtual care providers with comprehensive medical malpractice insurance, tech E&O, and cyber coverage. Learn how Admiral simplifies liability.
Frequently Asked Questions
Does Admiral offer medical E&S coverage nationally?
Admiral writes E&S medical professional liability in most states, though availability varies by state.
What differentiates E&S medical coverage from standard malpractice policies?
E&S policies provide flexible coverage tailored to unique exposures, often seen in telemedicine, integrated wellness, specialty providers, and non‑traditional care models. These policies can also adapt to emerging industry risks.
What type of medical risks typically require placement in the E&S market?
Due to the flexibility the E&S market provides, the medical risks that require placement in the E&S market typically involve telemedicine, integrated wellness, clinical research, innovative care models, or unique provider configurations.
Since healthcare continues to evolve rapidly, many organizations no longer fit neatly within standard market carriers’ templates. Admiral’s underwriting approach is built for these specialized, fast‑changing exposures.
Why would an account be placed with a non-admitted/E&S carrier instead of an admitted one?
An account would be placed with an E&S carrier rather than an admitted one because E&S can:
- move faster,
- offer broader form flexibility,
- and craft solutions for risks the admitted market can’t accommodate.
Without the requirement to file rates and forms, we can respond quickly to emerging medical sectors and nuanced exposures.
What information is important for a strong medical E&S submission?
A strong medical E&S submission should always be clear and concise. A complete submission leads to faster decisions. Critical elements include:
- detailed claim narratives,
- comprehensive healthcare supplementals,
- and loss runs – especially for higher‑severity events.
Are Admiral’s medical liability forms manuscripted?
Yes, Admiral offers manuscripted forms that allow coverage to be tailored to the specific operations and exposures of medical professionals and organizations.
What additional coverage or enhancements are commonly offered by Admiral?
Depending on class, medical E&S offerings may include General Liability, Abuse & Molestation, Cyber Liability, built‑in form enhancements, and optional endorsements for unique exposures (e.g., clinical research risk extensions).